Habitat for Humanity of Michigan (HFHM) is a US Department of Housing and Urban Development (HUD) approved housing counseling agency. HFHM employs certified housing counselors and financial coaches who educate, counsel, and coach Michigan consumers that want to improve their financial and/or housing situation. HFHM staff members also walk along with people as they remove barriers and pursue their home ownership goals.
Counseling ServicesAll Michigan residents are welcome to engage in the financial and housing education programs we offer.
These programs and services include:
Financial Management, Budget Individual Counseling and Group Education
Pre-Purchase Home Buyer Group Education and Individual Counseling
Home Improvement, Foreclosure Avoidance, Non-Delinquent Services
Predatory Lending Avoidance – Rental housing & homelessness services, referrals, and information
Connections with local lenders and Habitat for Humanity offices
How To ParticipateTo Schedule Your Appointment or Learn More and connect with Habitat Michigan’s programs, please visit our online Customer Portal to set up your profile and schedule a meeting with our team!
A family of four was referred from a bank partner to Habitat Michigan’s housing counseling program in January of 2017, with no credit scores and no positive credit. Habitat Michigan’s financial coach discussed their budget, and the family was motivated to keep close track of their spending and had a goal to save for down payment on a home. In partnership with the referring bank, Habitat Michigan designed, and the bank developed, a credit rebuilder loan. Under the umbrella of this partnership, the family was granted a small loan. After six months of consistent loan payments, the family earned reportable credit scores all above 640!
The mom was so excited by their hard work, she cried and said through happy tears that she never thought they could one day be homeowners. They have since been referred back to their local Habitat affiliate to apply for a home. Habitat Michigan will continue to walk with this family as they move through the mortgage process. A dream the family once thought was unattainable has now become reality.
Your Rights: Title VI and Section 504Title VI of the Civil Rights Act of 1964 and Section 504 of the Rehabilitation Act of 1973 are federal laws that prohibit discrimination on the basis of race, color, national origin, and disability. Habitat for Humanity of Michigan is committed to ensuring that all individuals have equal access to its programs, services, and activities, and complies with these laws to promote inclusivity and fairness.
Title VI Non-Discrimination Statement: Habitat for Humanity of Michigan operates its programs and services without regard to race, color, or national origin, in accordance with Title VI of the Civil Rights Act of 1964. Any person who believes they have been aggrieved by an unlawful discriminatory practice under Title VI may file a complaint with Habitat for Humanity of Michigan.
For more information on Habitat for Humanity of Michigan’s civil rights program, and the procedures to file a complaint, please contact
Habitat for Humanity of Michigan
Sue Ortiz, Chief Programs Officer
618 S. Creyts Rd., Suite A., Lansing, MI 48917
517-485-1006 x118
Section 504 Non-Discrimination Statement: Habitat for Humanity of Michigan also complies with Section 504 of the Rehabilitation Act of 1973, which prohibits discrimination on the basis of disability. No qualified individual with a disability shall be excluded from participation in or be denied the benefits of any program, service, or activity provided by Habitat for Humanity of Michigan.
If you believe you or another person has been subjected to discrimination on the basis of disability, please contact:
Habitat for Humanity of Michigan
Sue Ortiz, Chief Programs Officer
618 S. Creyts Rd., Suite A., Lansing, MI 48917
517-485-1006 x118
How to File a Complaint: If you believe you have been discriminated against on the basis of race, color, national origin, or disability by Habitat for Humanity of Michigan, you may file a complaint by contacting the respective coordinator listed above. Complaints should be submitted as soon as possible, but no later than 180 days after the alleged discrimination occurred.
Habitat for Humanity of Michigan will make every effort to promptly and thoroughly investigate and resolve the complaint. The complainant will be provided with written notification of the results of the investigation.
Habitat for Humanity of Michigan is dedicated to fostering an environment of inclusivity and non-discrimination. These measures are in place to ensure that everyone has equal access to our programs and services.
Let’s build a world where everyone has a decent place to live. At Habitat Michigan, we think it’s possible, but we believe change needs to happen in our own neighborhood first. That’s why we provide programs, education, and resources to strengthen Michigan communities. We speak for 45 affiliates across the state that are bringing hope and shelter to Michigan families. HFHM cultivates an environment that reflects the values and needs of our community by seeking to serve, welcome and empower people of every race, ethnicity, nationality, economic status, gender identity, sexual orientation, age, size, and ability.